Balance Transfer - Move Your Expensive Credit Card Balances for FreeApply Today
Your Path to Financial Freedom Begins Here
If you’re looking to transfer a high-rate credit card balance, it’s probably better to choose a free option, right? Well, we agree! So, we did exactly that with our Expree Visa® Platinum Credit Card.
You read right. We said FREE. When you transfer any balance over to our Expree Visa, you’ll pay zero fees. Plus, we offer an introductory rate of 2.99% APR* for the first six billing cycles. After that your rate will be based on your credit score ranging from 5.25% APR* to 12.75% APR* based on your credit score. Compare that to the interest rate you currently have on your department store credit card and the amount of savings could be quite substantial to your wallet.
And if you’re into saving money you’ll love some of the other perks of our Visa Platinum Card:
• Low rate. No unwanted surprises.
• Zero balance transfer fees. Move expensive balances from high, variable rate cards and save.
• Zero cash advance fees over $100.
• No annual fee and no application fee. More fabulous free stuff.
• Low foreign-transaction fees. We only pass-through Visa’s low conversion charges.
• Enhanced security. Manage your cards: Use our free mobile app to enable and disable your care, in real time. Anytime, from anywhere.
• Rewards on every purchase. Earn trips, gift cards, or save on gas at pump.
Is a balance transfer right for you?
Completing a balance transfer is a smart way to manage and repay your debt. You’ll know it’s right for you when you look at the numbers to see how you’ll benefit
Whether you want to:
• Reduce your interest payments
• Get away from a card you don’t like
• Lower your utilization rate
• Consolidate your debt
Transferring your balance can provide you with benefits you’ll find hard to beat. Here are 3 major perks of completing a balance transfer.
Lower interest rates: Why pay more in interest than you need to? (Hint: Don’t!) The lower your interest rate on your debts, the better. Reducing your interest rate lets you pay off your balance sooner since more of your monthly payments goes to your principal balance instead of those pesky interest charges.
Better terms: You want a credit card that treats you right. Transferring your balance will let you secure better terms. If it’s a rewards card you might start earning points or fuel discounts. Cha-ching! Maybe you’ll pay lower fees overall. That’s more money in your pocket and less in ours.
Debt consolidation: Do you want to check one thing off your to do list? If your balance transfer lets you get rid of your balances, you’ll be making fewer payments each month. Doing so makes it easier to pay your bills and reduces the chance that you’ll miss a payment and get stuck with a late fee.
Ready. Set. Go.
Once you’re ready to move your expensive card balances for free, it’s time to choose the best candidate to save you the most money. Starting with high-interest rate debts or credit cards with a high balance to credit limit ratio are usually the best options.
Next, you’re going to request the transfer of funds. You can do this online or over the phone.
Yes, It’s as simple as that.
Once we get your request, we will put the wheels in motion to help you get your balance transferred.
*APR = Annual Percentage Rate. Rates are based upon individual credit.