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Home is where you make it.
Let’s get you started with
affordable lending.

Whether you are buying your first home or planning your next move,
we’ll work with you to craft the right solution for your needs.

Conventional First Mortgages

  • Fixed principal and interest payment for the entire term
  • Fixed rates available

Fixed-Rate Second Mortgages

  • Fixed rate and payment on a 10-year maximum term
  • Little or no closing costs
  • Finance up to 100% of the appraised value of your home, minus first mortgage balance

FHA Loans

  • 30-year fixed-rate mortgage
  • Low rates
  • Low down payments available

Adjustable-Rate Mortgage

  • Available for homes or unimproved land
  • Convertible to a fixed-rate mortgage during the life of the loan

5-Year Adjustable-Rate Mortgage

  • Rate fixed for initial 5 years, and subject to change after the fifth anniversary of closing
  • Convertible to fixed-rate mortgage during the life of the loan
  • Finance up to 95% for up to 360 months

Home Equity Line of Credit

  • Access your money when you need it. Give us a call, and we’ll issue a check against the equity in your home
  • No closing costs
  • Check writing ability
  • Finance up to 100% of the appraised value of your home, minus first mortgage balance
  • Draw $100 or more on a line of $5,000 or more

Mortgage Rates

Current rates as of August 6, 2019

Term Rate
Fixed Rate Call for rates
Five-Year ARM 4.25%
Home Equity Line of Credit 4.00%
Fixed 2nd Mortgage - Installment Account with Fixed Rate 6.50% APR

All rates are based on individual credit history. Your actual rate may be higher. APR = Annual Percentage Rate. ARM = Adjustable-Rate Mortgage.

Mortgage Calculator

Need Help Getting Started?

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