Loan & Deposit Rates

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Loan Rates

Rates effective as of July 30, 2025

Auto Loans

Term APR*
1-36 Months As low as
5.99%
37-48 Months As low as
5.99%
49-60 Months As low as
5.99%
61-72 Months As low as
6.49%
73-84 Months As low as
6.99%

*APR = Annual Percentage Rate. All rates are based on credit history and qualifications. Rates are subject to change.

Personal Loans

Loan Type APR*
Line of Credit As low as
9.50%
Signature Loans As low as
9.50%
Vacation Loans As low as
9.50%
Home Improvement As low as
9.50%

*APR = Annual Percentage Rate. All rates are based on credit history and qualifications. Rates are subject to change.

Mortgage Loans

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Loan Type APR*
Fixed Rate Call for rates
Five-Year ARM Call for rates
Home Equity Line of Credit Call for rates
Fixed 2nd Mortgage

Installment Account with Fixed Rate

 Call for rates

*APR = Annual Percentage Rate. All rates are based on credit history and qualifications. Rates are subject to change.

Credit Cards

Card Type APR*
Visa Platinum Rewards As low as
10.00%
Visa Platinum Cash Back 18.00%

*APR = Annual Percentage Rate. All rates are based on credit history and qualifications. Rates are subject to change.

Savings Rates

Rates effective as of July 30, 2025

Traditional Savings

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Account Type Dividend Rate APY**
Regular Share/Savings 0.15% 0.15%
IRA Savings 0.15% 0.15%
Holiday Club 0.15% 0.15%
Vacation Club 0.15% 0.15%
Kids Club 0.15% 0.15%

**APY = Annual Percentage Yield. Rates are subject to change.

Share/IRA Certificates

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Term Dividend Rate APY**
6-Months 3.84% 3.90%
12-Months 3.99% 4.05%
18-Months 3.41% 3.45%
24-Months 3.41% 3.45%
36-Months 3.41% 3.45%
48-Months 3.46% 3.50%
60-Months 3.70% 3.75%
6-month Youth Certificate

APY=Annual Percentage Yield. Rates subject to change. Terms and conditions apply. Youth certificates are for under 18 years old. Primary youth savings account with $5 minimum deposit required to open certificate.  Certifcate can be opened with $50 with funds added up to $1500.

 8.34% 8.60%

**APY = Annual Percentage Yield. Rates are subject to change.

Money Market Savings Account

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Term Dividend Rate APY**
$500 - $9,999 1.69% 1.70%
$10,000 - $24,999 1.83% 1.85%
$25,000 - $99,999 2.13% 2.15%
$100,000 - $299,999 2.37% 2.40%
$300,000 & greater 2.96% 3.00%

**APY = Annual Percentage Yield. Rates are subject to change.