Savings Accounts
Earn while you save.
Here, your financial goals are front-and-center. Start your first savings account, earn even more with savings certificates, or enjoy the flexibility of a money market account.
Ways to Save with Expree
Traditional Savings
Start earning dividends with as little as $5. This is your primary account at Expree, here to help you plan for vacations, retirement, and all of life’s biggest moments.
- Earn dividends on your average daily balance
- Receive dividend payments every quarter
- Make deposits in person or by mail, direct deposit, ACH, or EFT
- Take advantage of shared branch locations for cash withdrawals
Traditional Savings Account Rates
Traditional Savings
Rates effective as of December 26, 2024
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Regular Share/Savings | 0.15% | 0.15% |
| IRA Savings | 0.15% | 0.15% |
| Holiday Club | 0.15% | 0.15% |
| Vacation Club | 0.15% | 0.15% |
| Kids Club | 0.15% | 0.15% |
**APY = Annual Percentage Yield. Rates are subject to change.
Savings Certificates
Earn more by locking in your funds for a fixed period of time. Invest $500 or more with no surprises — your rate is guaranteed.
- Take advantage of higher interest rates than traditional savings accounts
- Choose from 6-, 12-, 18-, 24-, 36-, 48-, or 60-month terms
Share/IRA Certificate Rates
IRA
Plan for retirement with an IRA that fits your needs. Deposit $1,000 or more in a traditional, Roth, or educational IRA to maximize tax advantages and peace of mind.
- Choose from 6-, 12-, 18-, 24-, 36-, 48-, or 60-month terms
Money Market Account
Access higher dividends without locking up your money. Deposit $2,500 or more in a Money Market Account and withdraw up to six times per month.
- Take advantage of higher interest rates than traditional savings accounts
- Receive dividend payments every month
- Make deposits in person or by mail, direct deposit, ACH, or EFT
Money Market Savings Account Rates
Money Market Savings Account
Rates effective as of December 26, 2024
| Term | Dividend Rate | APY** |
|---|---|---|
| $500 - $9,999 | 1.59% | 1.60% |
| $10,000 - $24,999 | 1.73% | 1.75% |
| $25,000 - $99,999 | 1.90% | 2.00% |
| $100,000 & greater | 2.37% | 2.40% |
**APY = Annual Percentage Yield. Rates are subject to change.
Youth Savings Certificates
Start great saving habits with a great rate by opening a youth savings certificate.
Holiday Club
Save throughout the year and be ready for holiday expenses. Your Holiday Club account earns interest on its average daily balance, and funds are deposited to your primary savings account in October.
Vacation Club
Start saving early for your next vacation and avoid relying on credit cards. Your Vacation Club account earns interest on its average daily balance, and funds are deposited to your primary savings account in May.
Cash $tash
Enroll in Expree Cash $tash and start putting your spare change to good use to reach any savings goals you may have.
