Mortgage Loans
Home is where you make it.
Let’s get you started with affordable lending.
Whether you are buying your first home or planning your next move, we’ll work with you to craft the right solution for your needs.
Conventional First Mortgages
- Fixed principal and interest payment for the entire term
- Fixed rates available
FHA, VA and Rural Housing Loans
- 30-year fixed-rate mortgage
- Low rates
- Up to 100% financing available
5-Year Adjustable-Rate Mortgage
- Available for homes or unimproved land
- Rate fixed for initial 5 years, and subject to change after the fifth anniversary of closing
- Convertible to fixed-rate mortgage during the life of the loan
- Finance up to 95% for up to 360 months
Home Equity Line of Credit
- Access your money when you need it. Give us a call, and we’ll issue a check against the equity in your home
- No closing costs
- Check writing ability
- Finance up to 100% of the appraised value of your home, minus first mortgage balance
- Draw $100 or more on a line of $5,000 or more
Fixed-Rate Second Mortgages
- Fixed rate and payment on a 10-year maximum term
- Little or no closing costs
- Finance up to 100% of the appraised value of your home, minus first mortgage balance
For today’s rates on all mortgage products, please call 502-564-5597 ext. 831.
Need Help Getting Started with your Mortgage Loan?
Give Sid a shout.